National Student Loan Data System to inventory federal loans.2.
AnnualCreditReport.com to inventory private student loans.3. U.S. Department of Education:
Repayment Estimator to compare repayment options.4.
http://www.studentaid.ed.gov/: Comprehensive federal student aid information and loan repayment calculators from the U.S. Department of Education.5. U.S. Department of Education:
http://www.studentloans.gov: Borrower site (requires login with FSA user name and password) includes access to account information and repayment estimator populated with user's federal student loan record.6.
U.S. Department of Education Student Loan Ombudsman for resolving disputes.7.
IBRinfo.org provides clear information about Income-Based Repayment and Public Service Loan Forgiveness.8.
Project on Student Debt gathers state-by-state data, research, and policy analysis.9.
Student Loan Borrower Assistance.org from the National Consumer Law Center provides free information about repayment options, avoiding and getting out of default, and dealing with collections agencies.10.
Student loan decision tree from the Consumer Financial Protection Bureau.11. Bonus site:
askheatherjarvis.com. My personal site includes an online forum for borrowers to discuss student loan questions.
Heather graduated from Duke University School of Law cum laude owing $125,000 in student loans and facing 30-years’ worth of $1,200 monthly payments. No one ever told Heather that she couldn’t afford to go to Duke, even though, um, she couldn’t.
Heather has practiced public interest law for more than a dozen years. Beginning in 2005, Heather focused her advocacy work on reducing the financial barriers to practicing public interest law.